Motorcycle Loans & Finance Solutions

Motorcycle loans are financing solutions specifically designed to help individuals purchase new or used motorcycles. These loans allow you to spread out the cost of your purchase over time, making it easier to afford motorcycles like Harley-Davidsons, super sports bikes, or even custom choppers. Australian Equipment Finance offers competitive rates and flexible repayment terms, making it simple to ride the motorcycle of your dreams without the burden of large upfront costs.

Applying for a motorcycle loan with Australian Equipment Finance is a straightforward process. Simply complete our online application form with details about your income, the motorcycle you want to finance, and your financial history. Once submitted, we’ll review your application and provide approval within 24 hours. Whether you’re buying a Harley, a café racer, or a delivery bike for business, our fast approval process ensures you can secure the loan you need quickly.

You can finance a wide variety of motorcycles with a loan from Australian Equipment Finance, including:

• Harley-Davidsons: Perfect for long road trips and relaxed cruising.
• Super Sports Bikes: High-performance motorcycles designed for speed and handling, like the Yamaha R1 or Kawasaki Ninja.
• Café Racers: Stylish retro motorcycles that offer a classic aesthetic combined with modern performance.
• Choppers: Custom-built bikes with unique designs and extended forks.
• Delivery Motorcycles: Ideal for businesses, especially in the food delivery industry.

Whether you’re looking for performance, style, or utility, our motorcycle loans cover all types of bikes to suit your needs.

Yes, Australian Equipment Finance offers motorcycle loans for both new and used motorcycles. Whether you’re purchasing a pre-owned Harley-Davidson or a custom-built café racer, our loans provide the flexibility to finance used motorcycles. This allows you to find the perfect bike within your budget, whether from a dealership or a private seller.

Owning a motorcycle with a loan offers several key benefits:

• Affordability: Spread the cost of your motorcycle purchase over time, making it more budget-friendly.
• Customisation Freedom: Financing gives you the option to invest in customisation and upgrades without worrying about upfront costs.
• Increased Mobility: Motorcycles provide flexible and efficient transportation, especially in urban areas.
• Business Use: Delivery motorcycles financed through a loan can help businesses expand their operations without large upfront costs.

Financing your motorcycle with a loan allows you to enjoy the freedom and convenience of riding while managing your payments in a way that fits your budget.

Australian Equipment Finance offers flexible repayment options for motorcycle loans. Loan terms can range from 12 to 84 months, depending on your financial preferences. You can choose a repayment schedule that works best for your budget, whether you prefer shorter terms with higher monthly payments or longer terms with lower monthly payments. Our customisable loan options ensure that you can comfortably afford your motorcycle.

At Australian Equipment Finance, we provide fast approval for motorcycle loans, with most applications approved within 24 hours. This quick turnaround allows you to secure the financing you need to purchase your motorcycle without unnecessary delays. Whether you’re looking for a high-performance super sports bike or a classic Harley-Davidson, our fast approval process ensures you can hit the road as soon as possible.

Yes, Australian Equipment Finance offers loans for custom-built motorcycles, such as choppers and café racers. Whether you're working with a custom bike builder or purchasing a ready-made custom bike, our loans provide the financial flexibility to cover the cost of customisation, parts, and labour. This allows you to own a one-of-a-kind motorcycle that reflects your personal style without large upfront payments.

Yes, our motorcycle loans can be used for business purposes, such as financing delivery motorcycles for restaurants or courier services. Whether you’re expanding your delivery fleet or starting a new delivery service, Australian Equipment Finance provides loans that cater to business needs. This ensures you can acquire the vehicles required to grow your business and improve operational efficiency.

Yes, Australian Equipment Finance offers flexible motorcycle loans that can include the cost of customisation, repairs, and upgrades. Whether you're adding performance parts to your super sports bike or restoring a vintage Harley, our loans cover the full scope of your motorcycle project. This allows you to finance not only the purchase of the bike but also the enhancements that make it truly yours.

Yes, if you’re financing a motorcycle for business purposes, such as a delivery vehicle, there may be tax benefits available. Interest on the loan and depreciation of the motorcycle may be tax-deductible, helping reduce your overall business expenses. It’s recommended that you consult with a tax professional to understand the specific tax benefits for your situation.

If you decide to trade in your motorcycle during the loan period, you have several options. You can pay off the remaining balance of the loan using the trade-in value, or you can roll the remaining balance into a new loan for your next motorcycle. Australian Equipment Finance can help facilitate this process, ensuring that the transition is smooth and aligned with your financial situation.

Yes, Australian Equipment Finance allows you to refinance your motorcycle loan if you find more favourable interest rates or loan terms. Refinancing can help lower your monthly payments or reduce the overall interest paid on the loan. We work with you to explore refinancing options, ensuring that you always have access to the best possible financial solution for your motorcycle.

Interest rates on motorcycle loans vary based on factors such as your credit score, loan amount, and repayment term. Australian Equipment Finance offers competitive interest rates to ensure your monthly payments are affordable. We provide transparent loan terms with no hidden fees, allowing you to fully understand your financial commitment before signing the loan agreement.

Yes, Australian Equipment Finance allows for early repayment of motorcycle loans without penalties. This gives you the flexibility to pay off your loan ahead of schedule, reducing the total interest paid and allowing you to own your motorcycle debt-free sooner. Early repayment is an excellent option for those who experience financial improvement and want to eliminate their loan obligations.