Luxury Vehicle Loans & Finance Solutions

Luxury vehicle loans are financing solutions specifically designed to help individuals purchase high-end, luxury cars such as Ferraris, Lamborghinis, Rolls-Royce, and more. These loans provide competitive interest rates and flexible repayment terms, allowing you to spread the cost of purchasing a luxury car over time rather than paying a large lump sum upfront. Australian Equipment Finance helps you finance everything from supercars to high-end sedans, ensuring you can enjoy the prestige of driving a luxury vehicle without financial strain.

Applying for a luxury vehicle loan with Australian Equipment Finance is simple. Complete our online application form, providing details about your income, the car you want to finance, and your financial history. After submission, we review your application and provide approval within 24 hours. Once approved, you can proceed with your purchase from a dealership or private seller. Our fast approval process ensures you can secure your dream luxury vehicle without delays.

Australian Equipment Finance offers loans to finance a wide variety of top luxury car brands, including:

• Ferrari: Known for high-performance supercars like the Ferrari 488, Roma, and SF90 Stradale.
• Lamborghini: Offering iconic models like the Huracán, Aventador, and Urus.
• Rolls-Royce: Luxury redefined with models like the Phantom, Ghost, and Cullinan.
• Porsche: Famous for high-end sports cars like the 911, Taycan, and Panamera.
• McLaren: Cutting-edge hypercars like the 720S and Artura.
• Mercedes-Benz: The S-Class and AMG series represent unparalleled luxury and performance.
• BMW: High-end options like the BMW M Series, 7 Series, and i8.
• Bentley: Ultimate luxury with the Continental GT and Bentayga.

Just to name a few, our loans provide the flexibility to finance your preferred brand, whether you’re purchasing a brand-new vehicle or a pre-owned luxury car.

Yes, you can use a luxury vehicle loan to purchase both new and used luxury vehicles. Whether you're buying a pre-owned Ferrari or a certified pre-owned Rolls-Royce, Australian Equipment Finance offers loans that cover both new and used luxury cars. This flexibility ensures you can find the best deal on your dream car, regardless of whether it’s brand new or previously owned.

Owning a luxury vehicle with a loan offers several key benefits:

• Affordability: Spread the cost of purchasing a high-end car over time, making it more accessible.
• Flexible Terms: Choose a repayment plan that works for your budget and financial situation.
• Tax Benefits: Depending on your circumstances, interest paid on luxury car loans may be tax-deductible, especially if the car is used for business purposes.
• Customization Options: Financing a luxury car allows you to choose specific customizations and upgrades without worrying about upfront costs.

Financing your luxury car allows you to enjoy the prestige and performance of brands like Lamborghini and Ferrari while managing your payments in a way that suits your financial situation.

Australian Equipment Finance provides flexible repayment options for luxury vehicle loans. You can choose a repayment term that best suits your budget, with loan terms typically ranging from 12 to 84 months. Whether you prefer shorter terms with higher monthly payments or longer terms with lower monthly costs, we customise our loan solutions to fit your financial needs, ensuring you can comfortably afford your luxury car.

We offer a fast and efficient approval process for luxury vehicle loans, with most applications approved within 24 hours. This quick turnaround ensures that you can secure the financing you need to purchase your luxury car without delays. Whether you’re looking to buy a McLaren, Porsche, or BMW, our fast approval process allows you to drive away in your dream car as soon as possible.

Yes, you can include additional costs such as registration, insurance, and extended warranties in your luxury vehicle loan. This allows you to cover all expenses related to owning a luxury car in one simple loan, making it easier to budget and manage the costs associated with purchasing a high-end vehicle.

Yes, you can repay your luxury vehicle loan early without any penalties. Australian Equipment Finance allows early repayment, giving you the flexibility to pay off your loan ahead of schedule, reducing the total interest paid and giving you more financial freedom. Early repayment is a great option if your financial situation improves or if you want to eliminate your debt faster.

The interest rates for luxury vehicle loans depend on several factors, including your credit score, the loan amount, and the repayment term. Australian Equipment Finance offers competitive interest rates designed to keep your monthly payments affordable. We provide transparent loan terms with no hidden fees, ensuring that you fully understand your financial commitment before signing the loan agreement.

Yes, Australian Equipment Finance offers loans to finance hypercars from brands such as Ferrari, McLaren, and Lamborghini. Hypercars, known for their extreme performance and rarity, can be financed with flexible loan terms, allowing you to invest in vehicles like the McLaren 765LT or Ferrari LaFerrari without the burden of large upfront payments. Our loans cater to collectors and enthusiasts who want to own these ultra-exclusive vehicles.

Yes, Australian Equipment Finance allows you to finance multiple luxury vehicles at the same time. Whether you’re looking to build a collection of high-performance cars or need multiple luxury vehicles for business purposes, our loans offer the flexibility to finance several cars under one loan agreement. This is an ideal option for car collectors or entrepreneurs looking to upgrade their fleet.

If you decide to trade in your luxury vehicle during the loan period, you have a few options. You can either pay off the remaining balance of your loan using the trade-in value or negotiate with your lender to roll over the remaining balance into a new loan for your next vehicle. Australian Equipment Finance works with you to ensure the process is seamless and aligns with your financial situation, allowing you to upgrade to a new luxury vehicle when needed.

A balloon payment is a larger lump sum that is paid at the end of the loan term. This structure allows you to have lower monthly repayments throughout the loan period, with a larger final payment. Australian Equipment Finance offers luxury vehicle loans with balloon payment options, which can help you manage your cash flow during the loan period. At the end of the loan, you can either pay off the balloon payment, refinance it, or sell the car to cover the cost.

Yes, you can refinance your luxury vehicle loan if you find better interest rates or more favourable repayment terms. Refinancing allows you to replace your existing loan with a new one, potentially lowering your monthly payments or reducing the total interest paid over time. Australian Equipment Finance can assist you in exploring refinancing options to ensure you continue getting the best deal for your luxury vehicle loan.